Ugggh, PCS. So much to do.

Did you ever wish you had a secretary to make some of those phone calls on your seemingly endless list? The elementary school, MWR, license bureau, rental agency, electric company, cable company - does it ever end!

Poof! Your wish has been granted

USAA members, and let's face it, most families that include a uniformed member are members, have access to a nifty tool on the USAA website that has already price-checked the utilities in every major location across the U.S.

Log in to the USAA website, click on "Our Products" tab, then click on "Shopping & Discounts" and finally, click on "Home & Security." Here you will find a box marked, "Utility Market Place."

Enter your zip code, select the service you are looking for (phone, cable, internet, etc.) the speed of internet, number of channels and other details you desire and it will list all the competitors in the marketplace and their rates.

Boom. Done.

It seriously couldn't be easier. No arguing with customer representatives or calling three companies, taking notes and then guessing which is best. This website lays everything out where you can see it, compare it and choose. You can even sign up for the service at this site.

It's good to note that there are several other very handy tools on this page, to include listings for local vendors such as plumbers and lawn care as well as discounts for ADT security services. We recently used our USAA membership to install a large ADT security system in our home. The installment without the USAA discount was over $1,000, but as USAA members, our cost was just over $400.

Seriously, if you have not checked out this page, do it now. It will save you time and money.